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 Personal Umbrella Insurance

Umbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.

For example, if you’re in a big car accident and need to cover replacement and medical costs, umbrella insurance can help in these extra costs. Instead of just having your normal auto insurance coverage, Nevada umbrella insurance gives you the additional coverage you may need.

Umbrella Insurance in Las Vegas, Nevada

Umbrella Insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted. This makes the handling of claims and payments made a much easier process. JPG Insurance can help find the right umbrella policy to fit their needs.

Contact us to find out more about umbrella insurance in Las Vegas, Nevada including the Boulder City, Henderson, Laughlin, North Las Vegas, and Reno areas.

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Frequently Asked Questions

How does personal umbrella insurance work?

Umbrella insurance can provide additional liability limits after applicable underlying policy limits are exhausted by a covered claim. It does not replace the underlying home or auto policies.

What underlying policies can a personal umbrella supplement?

A personal umbrella may supplement qualifying auto, homeowners, renters, or other personal liability policies. Required underlying limits and eligible policies vary by insurer.

Does umbrella insurance cover every liability claim?

No. Umbrella policies contain exclusions, conditions, and coverage limits, and some claims may not qualify. A licensed JPG Insurance agent can review how a proposed policy coordinates with existing coverage.

Coverage varies by policy and insurer. A licensed JPG Insurance agent can review your specific needs and policy documents.